Standard loan documentation:
- W-2 forms (previous 2 years)
- Pay stubs (2 most recent)
- Employer name & address (2 year history)
- Bank Account(s) Statements (recent 2 months)
- Statements for 401(k)s, stocks, other investments (most recent)
- Photo identification (valid Driver’s License or Passport)
- Check for credit report and appraisal fee
- Social Security Award Letter & copy of recent check (if applicable)
- New home Sales Agreement, specifications, plans, and/or legal description
- Two years signed tax returns with all schedules & YTD profit & loss (if self employed)
- Landlord name and address (if renting)
- Contract and closing disclosure (if selling current home)
- DD214 (if doing a VA loan)
- *Additional items may be requested during the loan underwriting phase if more information is required to guarantee your loan.